Been in a car accident? Did you know that depending on where you live, the actions you need to take might change? In Texas, there are certain steps you should take after your involvement in any kind of accident. Follow the steps outlined below to ensure you receive the proper care and maximum benefits following your car accident.
Check for injuries after a Car Accident
Immediately after the accident check for any injuries on yourself and any passengers. Visit the emergency room for severe injuries right away. If you have minor injuries, visit your doctor as soon as possible. Keep in mind that whiplash is a common side effect of any accident. Whiplash symptoms may not show up for several days, and include symptoms like neck pain, back pain, and headaches.
Report the Car Accident
Call the police to report the accident. Take photos of the accident to ensure you have proper documentation of who is at fault. Take the insurance information from any other parties involved in the accident and give them your info. Report the accident to your insurance company as soon as possible after the accident. Within 10 days, you must report the accident to the DMV if damages are more than $500 or if any parties were injured or killed.
Contact a Texas Car Accident Attorney
Write down the details of your accident after the fact. Include information like witness contact information, location, weather and lighting, how the accident happened, and the information of all parties involved. Contact experienced car accident lawyers to help you make your case and maximize your insurance settlement. You will be able to receive a much larger insurance settlement if you work using an attorney rather than accepting the settlement offered by the insurance company. Do not accept any settlements or discuss the details of the accident with your insurance company until you have contacted a qualified attorney to make your case.
What will my Settlement Offer Be?
When you use car accident lawyers, you have a higher chance of receiving a larger settlement. Items included may cover loss of wages, medical expenses, disability, pain and suffering, vehicle replacement, rental vehicle reimbursement, and other expenses accrued as a result of the accident. Your attorney will contact you with the details of your settlement offer. You may have to wait longer to receive a settlement through an attorney, but you may also be able to get your settlement faster.
What are my Chances of Getting in an Accident?
Since there are millions of Texas drivers on the road each year, your chances of getting in an auto accident are, unfortunately, high. In Texas alone, 254,853 persons were injured in motor vehicle traffic crashes in 2017. Also in 2017, 3,721 people died in Texas car accidents. In your lifetime, there is a high chance that you will be involved in some form of auto accident, which is why the state of Texas required drivers to have insurance to cover the cost of accidents and injuries.